Essential Home
Lights, fans, a television, phones and everyday appliances.
For a household that wants the generator to stop.Get a quote
Asset finance · Ikeja, Lagos
Own or use the assets your business runs on.
Vehicles, machinery, equipment and solar — financed against your cashflow, with a deposit you agree and repayments matched to how you actually earn.
Financing what your business runs on.+234 802 351 4069
02 · What we finance
What we finance
Four ways to get an asset working for you. The same assessment sits behind all of them: what the asset is, what you can put down, and how your business earns.
01
Hire purchase & asset finance
Buy the asset over time and own it at the end. You put down an agreed deposit, we cover the balance, and you repay the principal plus finance charges over an agreed term. Ownership transfers to you under the terms of the contract.
02
Leasing
Use the asset without buying it. We own it, you pay to use it over an agreed term, and your capital stays where it earns. Operating and finance leases both available.
03
Solar with financing
Approved solar, inverter and battery systems, sold with instalment financing. We work with qualified installers rather than doing everything in-house, so the system is specified and fitted by people who do it every day.
04
Real estate
Rental and sales. We work on property with a clear cash-flow case — rental-income assets, serviced units and structured property transactions — rather than holding speculative stock.
03 · Solar
Five solar packages
Standard configurations rather than a quote built from scratch every time. Pick the one closest to what you need and we will size it properly before anything is installed.
SME Power
Most asked forInverter, batteries and panels sized for a small business. Keeps a shop, salon or small office trading through an outage.
For a small business.Get a quoteBusiness Plus
More battery and solar capacity, for offices, larger shops and professional practices working a full day.
For a full working day.Get a quoteProductive Use
Solar-powered equipment — refrigeration, irrigation, processing — financed against the income the equipment itself generates.
For equipment that earns.Get a quoteCommercial Solar
Custom systems for institutions and larger businesses, available as a lease or an energy-service arrangement where that suits better.
For institutions and larger sites.Get a quoteEvery system is sized against your actual load before installation. The package is where the conversation starts, not where it ends.
04 · Calculator
What are you spending on diesel?
Put in what your generator costs you and what you could comfortably pay each month. We will show you how the two compare, and how long it takes to break even.
Everything here is typed in by you
Generator, — months
₦—
a month, fuel and maintenanceThe plan you described
₦—
your deposit, then your monthly paymentYou break even
—
fill in the figures on the left
Get a quote for thisYour figures carry through to the form.
An estimate based only on the figures you entered, for comparison. It is not a quote and not an offer. What you actually pay depends on the system you choose and the terms we agree.
05 · How it works
How it works
Four steps, and no surprises in the middle.
Tell us what you need
What the asset is, roughly what it costs, and what you can put down. Two minutes on the form.
Reply within one working dayWe assess
We look at what you do, how you earn, and what you are buying. Send the papers below by email, and we come back within 24 hours of having them all.
Assessed within 24 hoursWhat we will ask you for
Your business
- Certificate of incorporation
- CAC status report, or particulars of directors
- Proof of business address
- Tax Identification Number, or tax clearance
- Board resolution authorising the facility
Where you stand
- Bank statements
- A statement or letter covering any facility you already have
- Title or ownership papers for anything you are pledging
- Guarantor details, or a signed guarantee
The people behind it
- Valid government ID for each promoter or signatory
- A recent passport photograph
- Proof of residential address for promoters
The asset
- A proforma invoice or quotation for what you are buying
The same list whatever you are financing. Send them by email to operations@afritrustinvestment.com. If something is missing we will tell you what, rather than leaving your request open.
Afritrust will never ask you to pay a fee to have your application assessed, and will never ask you to transfer money to a personal account.
We agree terms
Deposit, repayment amount, and how long for. Nothing is signed until you have seen every figure in writing.
You take delivery
We pay the supplier, the asset comes to you, and repayments begin on the date you agreed.
The people this is actually for.Not a boardroom. A shop, a workshop, a fleet yard.
06 · Who we serve
Who we work with
Four kinds of customer, and the same assessment behind all of them.
Small and medium businesses
You need a vehicle, a machine or equipment in order to earn, and you would rather not spend the capital to buy it outright.
Households and professionals
You are tired of the generator, and you want the solar without paying for all of it at once.
Corporates and institutions
You want fleet or equipment on a lease, kept off the balance sheet, with one relationship behind it rather than five.
Property owners and developers
You have a property with a cash-flow case and you want someone who reads the numbers the same way you do.
07 · Why Afritrust
How we work
We are new. So rather than claim a record we do not have yet, here is how we have decided to behave.
Integrity
Every charge is written down before you sign. Nothing appears later that you were not shown.
Customer focus
We build around what you can actually afford, not around what we would prefer to sell you.
Trust & accountability
We keep our commitments, and we take responsibility when something goes wrong.
Prudence
We only approve what we believe you can repay. Turning down a deal you cannot carry is part of the job.
Partnership
We work with banks, dealers, installers and developers — so you deal with one relationship, not five.
Five of the eight core values, translated from internal language into a customer's terms. Excellence, innovation and sustainability are genuine internal commitments that say little to someone deciding whether to finance a truck.
08 · Request a quote
Tell us what you need
The more you can tell us now, the faster we can come back with something real.
A person reads it, within one working day
Not an automated reply. Someone who can actually answer your question.
No obligation, and no cost to ask
Nothing is signed until you have seen every figure in writing.
Would rather talk?
Call +234 802 351 4069, or ask for a callback below.
09 · Partner with us
Sell more by letting your customers pay over time
If you sell vehicles, equipment or solar systems, financing is what turns someone who is browsing into someone who buys.
We work with dealers, distributors and installers who want to offer their customers a way to pay in instalments. You bring the customer and the asset; we handle the assessment, the paperwork and the repayments — and you get paid up front.
What a partner gets
- A named contact
- A clear approval process
- Agreed turnaround times
- Payment on delivery
A separate enquiry route — dealer leads do not land in the customer inbox.